MEDICAL PLAN COST ESTIMATOR

OptumHealth's Medical Plan Cost Estimator is an easy-to-use, personalized plan comparison tool designed to alleviate frustration and uncertainty when it’s time for employees to select the health care plan that’s right for them. 

This interactive tool compares health plan costs based on pre-loaded benefit parameters and health care use assumptions entered by the consumer. Results are presented in a clear, easily understood format, allowing consumers to choose the right plan based on their personal health needs and financial requirements. The tool heightens the productivity of human resource teams by reducing the amount of time spent handling benefit selection-related questions and helps optimize health savings or flexible spending account contributions

Medical Plan Cost Estimator:

• Compares cost differences between employer’s plans and a spouse’s or domestic partner’s plan choices
• Gets detailed comparisons for premiums, net plan costs, per paycheck contributions, health account contributions/tax savings and out-of-pocket costs
• Integrated calculators help with flexible spending and health savings accounts decisions
• Pre-loaded with employer’s benefit parameters (optional)