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Vision Insurance

Our Vision Insurance program has more than 18 million members and 40 years of experience in the vision care industry. Our experience and dedication to delivering affordable and innovative solutions make us the clear choice for your vision wellness needs.

OptumHealth Specialty Benefits offers a comprehensive portfolio of vision care plans with a variety of funding and benefit level options. With over 9,000 clients nationwide, we have extensive experience in meeting their needs, as demonstrated by our 98 percent retention rate. 

  • Cost-Effective Premiums & Reduced Out-of-Pocket Expense - Among the best cost-containment records in the industry, delivered through effective provider contracting and our company-owned laboratory.
  • Industry-Leading Benefits - Our frame benefit applies to virtually all of the frames on the market today, and most of those are covered in full, with no additional cost to the member, other than applicable copays. Contact lens services are also covered in full, including fitting/evaluation fees, contacts (including many popular brands, as well as disposables), and up to two follow-up visits.
  • Broad Network Availability - Our network includes over 28,000 private practice and retail chain providers nationwide, offering same-day service as well as evening and weekend hours.
  • Extensive Quality Assurance - Our providers are credentialed according to NCQA guidelines, and customer survey cards are issued with all glasses dispensed through our national laboratory system.
  • Outstanding Account Management - Each account is assigned an experienced account management team.
  • Real Flexibility - We have the ability to custom-design plans — and provider networks — based on specific client needs.
  • Ease of Use - The Vision Care Plan is 100% paperless. Plus, participants have three-pronged access through the interactive toll-free provider locator system, customer service, and our online services.

Your vision is our focus

We are a consumer-driven company with a philosophy based on offering the greatest value in vision care benefits at the lowest cost. We offer plans with or without copays, along with a full range of benefit frequencies and funding methods. We partner with customers to develop a pricing model that eliminates inflation and ensures optimal budgeting. The strength of our vision program has made us one of the fastest growing vision benefit plan providers in the United States.  Our position in the marketplace is reinforced in our 2006 results:

  • 66% of participants have no out-of-pocket costs (except copays and options)
  • Average member out-of-pocket cost in 2006 was $22
  • Fully-covered frames chosen on average 81% of the time
  • Fully-covered contacts chosen on average 83% of the time
  • In-network utilization on average is up to 95%