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 OptumHealth Specialty Benefits brought together Spectera, UnitedHealthcare Dental, Unimerica and National Benefit Resources to provide access to high-quality ancillary products, including Dental, Vision, Life, Disability and Stop Loss. Specialty Benefits now serves the entire spectrum of health care participants, including health plans, small, medium and large businesses or employers and consumers.
Our dental benefits offer an array of diverse, customizable dental plans with access to more than 75,000 dental providers.
With more than 40 years of experience delivering affordable, innovative vision care solutions, our vision benefit offers a network of more than 26,000 private practice and retail chain vision care providers.
The life insurance benefit includes Basic Life, Dependent Life, Supplemental Life, Accidental Death & Dismemberment and Worksite coverages.
The disability insurance benefit includes Short Term Disability, Long Term Disability and FMLA/Absence Management, features claims management expertise, a return-to-work philosophy and flexible funding options.
The stop loss insurance benefit has provided excess risk insurance for more than 20 years to customers who self-fund their health care benefit plans, featuring Specific Stop Loss, Aggregate Stop Loss, OptumHealth Care Solutions’ Transplant Management Program, as well as other medical management services.
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